Resources
Simple guides for expat life insurance.
Everything you need to understand expat life insurance, explained simply.
Basics
Understanding Term Life Insurance
A comprehensive guide to term life insurance: what it is, how it works, and why it might be the right choice for protecting your family.
Expat Life
Why Expats Need Specialized Coverage
Discover why traditional life insurance falls short for globally mobile citizens and what to look for in an expat-friendly policy.
Planning
How Much Coverage Do You Need?
Learn how to calculate the right amount of life insurance coverage based on your income, debts, and family's future needs.
Technology
Face-iT Scan: The Future of Underwriting
How biometric technology is revolutionizing life insurance applications - no more doctors, needles, or waiting rooms.
Cost
Fixed vs. Increasing Premiums
Understand the difference between fixed and age-related premiums, and why locking in your rate at entry can save you thousands.
Business
Life Insurance for Business Owners
Explore how key person insurance and buy-sell agreements can protect your business and partners abroad.
Legal
Estate Planning for Expats
Navigate the complexities of cross-border estate planning and ensure your assets reach your beneficiaries smoothly.
Financial
Choosing the Right Currency
USD, GBP, or EUR? How to choose the best currency for your life insurance policy based on your situation.
Quick answers
Quick answers .
Common questions about expat life insurance, coverage, and getting started with EZPZ.
What is the difference between term and whole life insurance?
Term life insurance provides coverage for a specific period (1–30 years) and pays out only if you pass away during that term. Whole life insurance covers you for your entire life and includes a savings component. Term life is typically more affordable and straightforward, making it ideal for most expats who want to protect their families during their working years.
Can I get life insurance if I have pre-existing conditions?
Yes, many people with pre-existing conditions can still qualify for life insurance. The terms and premiums may vary depending on the condition. Our team can help you understand your options and guide you through the application process.
What happens if I move to a different country?
With EZPZ, your coverage stays with you. Our policies are designed for globally mobile citizens and cover you in 180+ countries worldwide. You don't need to notify us when you travel or relocate — your coverage remains active and unchanged.
How quickly can I get covered?
The entire process typically takes just 15–30 minutes. You'll provide your details, complete the Face-iT biometric scan (for coverage up to $750,000), and receive your policy documents via email. For higher coverage amounts, additional underwriting may extend the timeline.
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