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Everything you need to understand expat life insurance, explained simply.

Quick Answers

What is the difference between term and whole life insurance?

Term life insurance provides coverage for a specific period (1-30 years) and pays out only if you pass away during that term. Whole life insurance covers you for your entire life and includes a savings component. Term life is typically more affordable and straightforward, making it ideal for most expats who want to protect their families during their working years.

Can I get life insurance if I have pre-existing conditions?

Yes, many people with pre-existing conditions can still qualify for life insurance. The terms and premiums may vary depending on the condition. Our AI assistant can help you understand your options and guide you through the application process.

What happens if I move to a different country?

With EZPZ, your coverage stays with you. Our policies are designed for globally mobile citizens and cover you in 180+ countries worldwide. You don't need to notify us when you travel or relocate - your coverage remains active and unchanged.

How quickly can I get covered?

The entire process typically takes just 15-30 minutes. You'll chat with our AI assistant to provide your details, complete the Face-iT biometric scan (for coverage up to $750,000), and receive your policy documents via email. For higher coverage amounts, additional underwriting may extend the timeline.

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